Information about the company

Lumo (previously Kojamo) is a bold innovator of rental housing. At the heart of Lumo’s strategy is the company’s mission to create better urban living by providing the best customer experience. To strengthen future growth, we are improving our value creation capacity by deepening customer focus. Our brand promise “Simply the right home” has been strongly integrated into the strategy, promising customers a convenient, reliable and sustainable customer experience.

Lumo is Finland’s largest private residential real estate investment company measured by fair value of investment properties. We provide rental housing and related services under the Lumo brand in the country’s largest growth centres. We are actively developing the value and number of our investment properties both by building new and developing existing housing stock. Our operations are focused on the Finnish growth centres.

Rental housing is a very competitive business in Finland, and the competition is fragmented. Lumo’s main competitors in this sector are private individuals, municipalities, parishes, foundations and professional real estate investors. However, there are only a few companies in Finland that compete directly with Lumo as companies purely focused on housing and with a similar, customer-centric strategy as well as the ability to offer a similar customer experience.

Lumo has no direct points of comparison in the Helsinki stock exchange. In recent years, some Finnish real estate investment actors have exited the Helsinki stock exchange, with foreign investors increasing their holdings in the Finnish real estate market. The number of international investors is expected to continue its growth.

Why invest in Lumo?

Read more about our operating environment from our interim reports.

Read more about our strategy and values as well as the megatrends impacting our business operations.